LIVEasy is a specialized program that was created specifically to meet the needs of busy, active professionals who are passionate about protecting their hard-earned assets. It provides broad and reliable personal insurance protection you can count on.

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Personal Insurance Solutions–
Your Lifestyle. Your Needs. Your Way.

LIVEasy in the Confidence Your Assets Are Protected

Our enhanced personal insurance program covers things that other plans don’t and allows you choice in how to receive payments for insured losses. Our unique claims service approach is just one of several features that demonstrate how serious we are about being here to help you in the unfortunate event of an insured loss.

You’ve Earned Some Peace of Mind

You’ve worked hard for your achievements and all that you’ve accomplished in life. You want to be confident that your home or condominium, your belongings, your car and your lifestyle passions are protected. Do you own a secondary residence? Do you own a cottage, a snowmobile or an ATV? Are vintage cars your hobby? Enjoy and protect your lifestyle with innovative and flexible insurance coverage. You’ll find the comprehensive coverage you’re looking for and can depend on with LIVEasy.

Higher Levels of Coverage for Your Possessions

LIVEasy for homeowners or condominiums includes higher limits for items such as business property, cash, jewellery and other valuables to adequately protect your assets. It also gives you more options when it comes to receiving payment for your insured loss. Unlike standard policies, our policy provides replacement cost for these items and does not assess a charge for depreciation if you choose a cash settlement option.

If you’re purchasing coverage for your home, condominium or car, talk to your insurance broker about how you can get even more out of LIVEasy with a multi-product discount. In fact, find out how you can benefit from an array of discounts off your home, condominium and car insurance premiums.

Life is Full of Rewards. So is LIVEasy.

There’s More to LIVEasy

Broad and flexible, this insurance program covers things that other plans don’t. It allows you choice in how to receive payments for insured losses. A few highlights of this insurance:

Increased Insurance Protection
You get higher amounts of coverage for your personal possessions than what is normally available in the industry from other insurance plans.
Cash Settlement Option for Your Belongings
Unlike many insurance companies, you are not required to repair or replace items in the event of a covered contents loss. Under the LIVEasy program you can decide to receive the cash equivalent of repairing or replacing (whichever applies) your personal property without any deduction for depreciation. The choice is yours.
Depreciation on Your Car
You can choose to waive depreciation costs on new/leased vehicles for up to 5 years.
Helping to Protect Your Hard-Earned Assets
A single lawsuit can end up costing hundreds of thousands of dollars. And the greater your assets, the more you potentially have at risk. A very unique and innovative feature of the LIVEasy for homeowners or condominium owners is the automatic built-in liability protection typically offered only in an Umbrella policy.
Home Coverage That Gets Out of the House
Kids away at college or university? Their belongings are covered under your LIVEasy policy. LIVEasy also covers the possessions of dependent family members living in a nursing home.

And inside the house or condo? The belongings of residence employees, such as a nanny, are also covered.


At Unica, we’ve built our reputation by putting people first. We’ll handle your claim as quickly and as worry-free as possible.

“They got everything right!”

When a leak caused chaos just before a planned trip, Unica’s Road Adjuster stepped up to answered the call.
Pixie C. | Toronto

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