Leisure and Lifestyle Coverage

Unica offers a complete range of insurance solutions to insure your lifestyle passions including ATVs, Collector Cars, Watercraft and Cottage.

A mid-sized pontoon boat sitting on a shore.


97.1% of surveyed Unica Insureds were satisfied with their Claims experience.
A customer service representative speaking on the phone.
A snowmobile accident left me with several injuries. After direction from my Broker, Unica met me at work and I immediately felt that I’m with an insurance company that honestly cares. Your team helped me to recover—I wish you knew just how much I embraced the manner I was being taken care of!
Ron D. | Collingwood ON
Two teens wearing life jackets, in a paddle boat on a lake.
After a break-and-enter on our property, Unica’s Adjuster took on our claim and had everything under control to our utmost satisfaction. She was not only comforting during this distressful time but also had repairs quickly scheduled and handled by a contractor. The service was amazing and reassured us that we’re with the right insurance company.
Victor G. | Huntsville
A luxury watch on the wrist of a man wearing a suit.

Your jewellery travels with you. Your coverage should too.

With no deductible or obligation for replacement, Unica’s enhanced coverage provides you peace of mind that your jewellery, watches or gems are protected—even while you travel.
LIVEasy Home
LIVEasy Condo
LIVEasy Renters

LIVEasy is a specialized program that provides broad and reliable insurance protection you can count on. It covers things that other plans don’t and allows you choice in how to receive payments for insured losses.

Learn about LIVEasy

For work, for life.

For work, for life.

An insurance Broker works for you to determine the insurance products and coverage that best meet your needs. Trust the Broker advantage.

Find your broker

Find a broker in your neighbourhood.

Cottage deck with Muskoka chairs

5 tips for insuring your cottage

For most cottage owners, their getaway destination is a chance to unwind from the daily hustle and bustle. Keep your cottage stress-free by making sure it’s adequately insured and safe from preventable losses by following these tips: 1. Secondary or...
Read article - 5 tips for insuring your cottage