Leisure and lifestyle coverage

Unica offers a complete range of insurance solutions to insure your lifestyle passions including ATVs, collector cars, watercraft and cottages.

A mid-sized pontoon boat sitting on a shore.
Close-up of a vintage car's headlight, showcasing its chrome detailing and classic design against a soft blue exterior. The image highlights the round shape and textured glass of the headlight, along with an orange turn signal indicator.
Close-up of a Patek Philippe watch face featuring a blue dial, white hour markers, and elegant hands, highlighting the brand's luxury craftsmanship and precision.

Personal Insurance solutions

Close-up of an ATV tire covered in mud.
Toys
Snowmobiles • ATVs • Trailers
A mid-sized pontoon boat sitting on a shore.
Watercraft Coverage
Jet Boat • Sailboat • Pontoon
A magnifying glass sitting on a album of collector coins.
Valuables and Collections
Coins • Stamps • Memorabilia
Various wine bottles are stacked on wooden racks.
Wine Collection Coverage
Blanket coverage for your curated collection
Fine art painting
Fine Art
Tapestries • Photos • Paintings
Diamond on black coal background.
Jewellery
Comprehensive protection even while you travel
Two turquoise Adirondack chairs facing a calm lake on a sunny day, set on a white wooden dock, providing a relaxing outdoor seating area.
Cottage
Expertly-crafted coverage for cottages of any size
A close-up of numbers on a credit card.
Identity Theft Coverage
Expense reimbursement in the event of an identity theft

Transparent.
Trustworthy.
Reliable.

97.1% of surveyed Unica Insureds were satisfied with their Claims experience.
A customer service representative speaking on the phone.
A snowmobile accident left me with several injuries. After direction from my Broker, Unica met me at work and I immediately felt that I’m with an insurance company that honestly cares. Your team helped me to recover—I wish you knew just how much I embraced the manner I was being taken care of!
Ron D. | Collingwood ON
Two teens wearing life jackets, in a paddle boat on a lake.
After a break-and-enter on our property, Unica’s Adjuster took on our claim and had everything under control to our utmost satisfaction. She was not only comforting during this distressful time but also had repairs quickly scheduled and handled by a contractor. The service was amazing and reassured us that we’re with the right insurance company.
Victor G. | Huntsville
A luxury watch on the wrist of a man wearing a suit.

Your jewellery travels with you. Your coverage should too.

With no deductible or obligation for replacement, Unica’s enhanced coverage provides you peace of mind that your jewellery, watches or gems are protected—even while you travel.
Jewellery
Modern architectural design of a white house featuring large glass windows and a sloped roof, surrounded by greenery.
LIVEasy Home
Modern architectural design featuring multiple balconies with glass railings on a contemporary building against a clear blue sky.
LIVEasy Condo
Modern outdoor entryway featuring a sleek wall light fixture, a decorative potted plant, and a stylish wooden door, creating a welcoming atmosphere.
LIVEasy Renters

LIVEasy is a specialized program that provides broad and reliable insurance protection you can count on. It covers things that other plans don’t and allows you choice in how to receive payments for insured losses.

Learn about LIVEasy

For work, for life.

Family enjoying quality time in the backyard, playing with a small dog on a sunny day. The scene features a father, daughter, and son engaged in playful interaction, surrounded by green grass and a modern home in the background.

For work, for life.

An insurance broker works for you to determine the insurance products and coverage that best meet your needs. Trust the broker advantage.

Find your broker

Find a broker in your neighbourhood.

Cottage deck with Muskoka chairs - Essential Cottage Insurance Tips

5 tips for insuring your cottage

Table of Contents Secondary or Seasonal? Determining Coverage Civil Liability Rental Property Keeping Your Cottage Safe Action Steps   For most cottage owners, their getaway destination offers a chance to unwind from the daily hustle and bustle. To keep your...
Read article - 5 tips for insuring your cottage