LIVEasy® Renters

As a renter you may be aware that that property owner has insurance on the building where you reside. However, many renters may not be aware that their personal property and liability are not covered by the property owner’s insurance.

The interior of a condo living room.

Why is renter’s insurance so important?

Your property owner’s insurance may not cover the following scenarios or risks:

  • A kitchen fire that damages your unit and spreads to other units. You may be responsible for paying the costs of these damages to not only your residence but also the building.
  • Your personal belongings (furniture, jewellery, clothing, etc.)
  • Accidental damage to a neighbour’s property caused by you or your guests.
  • Unintentional bodily injury to others such as someone tripping and falling in your residence.
  • Upgrades that you make to your residence such as hardwood floors or kitchen cabinetry.
  • Additional living expenses if you cannot live in your home due to a covered loss for a period of time such as hotel and food costs.

Several discounts are available to reduce your insurance premiums – e.g. alarm installed, claims free, non-smoker, your vehicle is also insured with Unica.

LIVEasy Home
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LIVEasy Renters

LIVEasy is a specialized program that provides broad and reliable insurance protection you can count on. It covers things that other plans don’t and allows you choice in how to receive payments for insured losses.

Learn more about LIVEasy

Find a broker in your neighbourhood.

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