Renewable Energy

If you are enrolled in the microFIT program, Unica’s Renewable Energy Endorsement can provide you with comprehensive coverage to protect your personal-use solar panels and related equipment.

Solar panels on the roof of a home.

Key Features and Benefits

Liability
Liability is included within the main policy limit (Any damages caused by the solar panels would be covered under your main policy limits).
All-Risk Coverage
Including damage to the panels and any resulting damage to the building they’re attached to.
Replacement cost or Actual Cash Value
In the event of a loss, you have the choice of replacing your solar panels or receiving the actual cash value.
Income replacement for 12 months/$15,000 included
As long as you are in the microFIT program, any loss of income that would have been generated by the panels is covered up to $15,000.
Availability
Available for homeowners, seasonal and secondary properties.

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