Contractor Insurance

Unica understands the many specific needs of the Canadian contractor, which is why we developed the Contractors Connection®.

Combining protection for you, your employees, your building materials and your equipment, Unica’s contractor insurance offers best-in-class protection bundled together at a competitive price.

Contractors around a table discussing the layout of a home.

Unica's Contractors Connection is the perfect fit for those working in the following fields:

Electrical
Concrete Installation
Road Construction
Interior Finishing
Grading of Land
Masonry

In addition to Unica’s standard policy benefits, our contractor insurance offers additional unique protection with:

Installation Floater
Covers labour and materials involved in installation including property temporarily stored at another location.
Contractors Equipment Loss of Earnings
Covers loss of business income resulting from work interruption due to broken equipment.
Design Errors & Omissions
Covers you for monetary loss for bodily injury or property damage which are a result of design errors and omissions committed in the ordinary course of running your business.
Faulty Work
Covers you against the labour costs for the removal and replacement of work materials installed by you or on your behalf which has been rejected by the client.

Transparent.
Trustworthy.
Reliable.

At Unica, we’ve built our reputation by putting people first. We’ll handle your claim as quickly and as worry-free as possible.

From Partner to Policyholder

Because we value the way they work and we like the way their system is, we actually became a policyholder. And that speaks a lot–especially when I’ve been in the insurance industry for over thirty years.
Matt Molson | Owner of Leda Restoration
Contractors around a table discussing the layout of a home.

SPARK™—contractors

Small Business. Big Protection. If you’re a contracting business with less than five people, Unica Insurance also offers protection under our SPARK™ Small Business line. We provide coverage and Claims service you expect from Unica specifically tailored to entrepreneurs of Canada.

Find a broker in your neighbourhood.

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Two contractors discuss an upcoming project over building plans.

Hiring a third-party contractor to work on your company’s behalf? Ask for a Certificate of Insurance!

If you own a small business and are planning on hiring a third-party company to complete work on your behalf, remember to request a certificate of insurance. What is a Certificate of Insurance? A certificate of insurance (COI) is a...
Read article - Hiring a third-party contractor to work on your company’s behalf? Ask for a Certificate of Insurance!