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Boating tips to stay safe on the water

Written by Unica Insurance
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A truck pulling a boat on a trailer

What better way to prepare for the upcoming summer and enjoy the beauty of Ontario’s lakes than by getting your boat out on the water! But be careful—open water and fellow boaters can be unpredictable, so stay safe on the waves with some simple boating tips:

  1.  Always check the weather forecast before you go boating and keep either a radio or well-charged smartphone for weather updates.
  2. Create a float plan. Your float plan should include the details of your boating venture. Details such as how long you’ll be gone, where you’re going, a phone number and how many people will be with you. Leave this plan with someone who won’t be joining you out on the water.
  3. In Canada, you are required by law to provide everyone on board with a life jacket or a personal floatation device. It’s also important to have all the appropriate safety equipment on board such as flashlights, flares, water and a radio.
  4. Don’t drink while operating your boat. You might think ‘what’s the harm in one drink’ or ‘there are no other boats nearby’ but taking that chance not only endangers yourself but others as well. Drinking impairs your judgement and your ability to make quick and smart actions, especially important when piloting watercraft. According to the Canadian Red Cross, over 40% of boating fatalities are alcohol-related.
  5. Visibility is crucial. Not only do you have to keep an eye out for other boats but swimmers as well. Ensure they can see you and always be aware of your surroundings.
  6. Most importantly, don’t forget to talk to your Broker about boat coverage. Unica offers Best in Class Watercraft Coverage that provides protection designed to meet day-boaters’ unique insurance needs, including coverage for personal effects, towing and emergency breakdown. Watercraft Coverage also extends to medical payments not covered under OHIP up to a limit of $10,000.

By prepping before you undock your watercraft and being a responsible boater on the water, you’ll enjoy summer safely for as long as it lasts.

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About Unica Insurance

Unica Insurance provides innovative niche Commercial and Personal Insurance solutions to protect VIP clients’ homes, vehicles and businesses. Delivering best-in-class insurance protection backed by a renowned claims experience, Unica allows its customers to safeguard their hard-earned assets and protect their momentum.
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