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With school back in session, it’s time to update your coverage

Written by Unica Insurance
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A student studying with books and a backpack, representing the concept of back-to-school insurance tips for a safe and protected school year.

Table of Contents

  1. Essential Back-to-School Insurance Tips: Protect Your Family This Season!
  2. Keep Your Student Driver Covered While Heading Back to School
  3. Protect Your Child’s Dorm Belongings
  4. Extra Protection for Your College Student

Essential Back-to-School Insurance Tips: Protect Your Family This Season!

Amid the whirlwind of back-to-school chaos, make sure you don’t overlook one crucial task: contact your broker about any changes to your household. By doing so, you’ll ensure your family stays protected both on and off campus, and you might even qualify for valuable discounts. To help you navigate this busy season, we’ve compiled some back-to-school insurance tips:

 

Keep Your Student Driver Covered While Heading Back to School

As students head back to school, they might spend less time behind the wheel of your car. Instead of removing your son or daughter from your auto insurance policy, reach out to your broker to discuss switching their status to that of an occasional driver. This way, they remain covered under your policy if they choose to use your car during holidays or on rare trips home. Plus, if the occasional driver is under 25 and attending a college or university at least 161 kilometers away, you could qualify for a fantastic 50% premium discount from Unica. Take advantage of this opportunity to save while keeping your family protected!

 

Protect Your Child’s Dorm Belongings

As a LIVEasy policyholder, relax knowing your child’s dorm belongings are covered by your home or condo insurance policy. This coverage also extends to their possessions during transportation to and from their residence for up to 30 days. While it’s natural to worry about having a child away from home, you can find peace of mind knowing their valuables are protected.

Keep in mind a few qualifying factors, such as the student’s financial dependence. To understand your policy limits and coverage extensions for dorm residents, speak with your broker. They can provide the details you need to ensure your child’s belongings are safe while they focus on their studies.

 

Extra Protection for Your College Student

You trust your child to make the right choices while they’re away at school, but accidents can happen. Unica’s Umbrella coverage steps in to extend your liability protection for your child living away from home. If your son or daughter accidentally injures someone or damages property, they could face an unexpected lawsuit.

Umbrella coverage provides an extra layer of protection beyond your homeowners or auto insurance policies. This added security helps you safeguard against significant financial liabilities. Enjoy peace of mind while your child focuses on their studies. Don’t leave their future to chance—enhance your coverage with Unica’s Umbrella policy today!

Stay informed and make sure your coverage is up to date! For regular updates on essential coverage and industry insights, follow us on LinkedIn!

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About Unica Insurance

Unica Insurance provides innovative niche Commercial and Personal Insurance solutions to protect VIP clients’ homes, vehicles and businesses. Delivering best-in-class insurance protection backed by a renowned claims experience, Unica allows its customers to safeguard their hard-earned assets and protect their momentum.
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